The payment Policy has been developed to ensure transparency, clarity, and security in all
financial transactions within our application. This document outlines the terms and conditions
governing payment processes, including the collection of personal data, payment processing
procedures, and security measures implemented to protect your information.

1. Formation of Contract and Payment: When you engage in transactions or make purchases
   within the Yohpal application, we collect and process personal data necessary to form a contract
   and process payments. This process involves a detailed process to ensure seamless transactions
   and a secure payment experience for our users.
   Collection of Personal Data: During the formation of a contract and payment processing, we
   may collect the following personal data:
2. Name and Address: Your name and address information are collected to facilitate the
   delivery of goods or services purchased within the Yohpal application.
3. Payment Information: We may collect payment details, such as credit card information,
   bank account details, or other payment method information, to process transactions and
   facilitate payments for purchases made within the application.
4. Contact Information: Your contact details, including email address and phone number,
   may be collected to communicate with you regarding your order, provide updates on
   delivery status, or address any issues related to your purchase.
   Payment Processing: Payment processing involves the secure transmission and processing of
   payment information to facilitate transactions within the Yohpal application. Here’s an overview
   of the payment processing process:
5. Authorization: After you submit your payment details, we may authorize the transaction
   through our secure payment gateway to verify the validity of the payment method and
   ensure sufficient funds are available.
6. Transaction Processing: Once authorized, the payment transaction is processed securely
   through our payment gateway or third-party payment processor. This involves
   transferring funds from your chosen payment method to our designated account.
7. Confirmation: Upon successful completion of the payment transaction, you will receive
   confirmation of your purchase or transaction within the Yohpal application. This may
   include an order confirmation email, receipt, or notification within the application.
   Security Measures: We prioritize the security and integrity of your personal and payment data
   during contract formation and payment processing within the Yohpal application. To safeguard
   your information, we employ encryption protocols, secure payment gateways, and other
   industry-standard security measures to prevent unauthorized access, disclosure, alteration, or
   misuse of your data.
   Non-Payment: If a user fails to fulfil their payment obligations, such as unpaid fees or charges
   for services rendered, Yohpal may terminate the agreement and suspend or restrict the user’s
   access to the application until payment is made.
   At Yohpal, we are committed to providing a seamless and secure payment experience for our
   users. By adhering to our Payment Policy, we aim to ensure transparency, protect your privacy,
   and maintain the trust you place in us. If you have any questions or concerns regarding our
   Payment Policy, please don’t hesitate to contact us.